Your credit rating needs to be “good” or “excellent” to qualify for most interest free deals. That’s a score of 720 or better. About half of Americans have good credit, the other half don’t. Some think they do, but if you’ve been late on a few bills or maxed out your credit cards, that could be enough for you to miss out on that great advertised rate.

Buying a Dream Car

Find the best prices on car loans online here. We offer online loans in all 50 states. Thousands of our customers rely on our online loans experts to get affordable financing and to support their dreams of owning a business, home, or a car.

Our group of car loans lenders will work hard to find you the lowest interest rate even for individuals with varying credit profiles. Our goal is to provide you with the best car loans experience.

One tool you may want to take advantage of when searching for used car loans is the payment calculator. This online tool will help you calculate certain rates and figure out if they are the best for you. If looking for car loan refinancing, you will want to make sure that the rate is low enough that it would be worth getting the new loan.

There are certain companies online that will assist if you are wanting to refinance your car loan. Of course if you have bad credit it may be more difficult to get a good rate, but there are companies that specialize in this area, and will do their best to help you get the loan you need.

Car Loan Interest Rate

E-loans is the fastest and simplest way to apply for your next car loan. Our FREE service has helped thousands of people get the loans they need in a matter of minutes.

Here’s a Couple Of Questions You May Ask:

Q: How long does the application process take?

A: The application only takes a few minutes to fill out. Upon its completion, you should be contacted within the day by one of our participating dealers, and expectantly receive an approval inside 48 hours!

Q: What are the interest rates for my auto loan?

A: Depending on your credit history, the amount of down payment, and the degree of credit risk all have some bearing on the interest charges of your auto loans.