One must compare car insurance quotes before purchasing any for their car. Some types of risk covers can benefit you in the long-term like third party cover. A car insurance including the cover for third party is for the safety of passengers, driver, as well as the third party, which is being victimized in the case of accident. Some people do not opt for it as it may increase the cost of their car insurance premiums. On the other hand, some people confuse it with the comprehensive risk cover.
Insurance Policy Covers
A comprehensive Insurance policy covers your car against the unforeseen natural calamities like flood, falling tree, or hailstorm. There is also a provision for case of collision, as it covers your car and the other car that you have hit with. This insurance cover can be little expensive for your pocket, where third party insurance is a cheaper deal to get. The third party insurance covers all the damages occurred to the third party, as the first party is being held responsible for the damage.
You can easily pay for the damage you mistakenly cause to the third party because it is your insurance company, who can grant you the claim for your insurance. However, the third party cover would not include the damages occurred on your vehicle. This insurance cover is beneficial if you drive an inexpensive old car, which would not cost you much in case of accidents. This cover is much cheaper than the comprehensive cover and caters to your needs in case your car meets an accident.
You are the only one to choose the best insurance cover for your car. Carefully analyze all your needs and requirements and then compare car insurance quotes to get the best deal. You may also take the help from car insurance comparing websites.